Homes are affordable, interest rates are low, and so now what to do?  Get a Realtor and a Mortgage Expert.  Call Old Valley Homes & Loans, 916-492-2299 for good advise from a team that is working just for you, to get the best loan and a home that is the right fit for you. Low-down-payment, low fixed rates. Select "Find a Home" on the left and have home info emailed to you. Across from Governors' Mansion 916-492-2299 call today for Pre-Approval and Property showings.